2024 Q4 Portfolio Update

2024 Q4 Portfolio Update

It's my favorite part of the year, and with Christmas and CNY coming up, here are some updates regarding my parents' latest passive income investment portfolio.

Portfolio: 

Total value of investments as of December 2024: $749,377.57

Estimated total value of passive income for 2025: $44,554.44

Estimated monthly passive income for 2025: $3712.87

Estimated dividend yield for 2025: 5.94%

Portfolio breakdown:

REITS (77.7%) 

1. Mapletree Industrial Trust 

- Total cost: $298,807.71 

- 128,400 shares with an average purchase price of $2.33 

2. Mapletree Logistics Trust 

- Total cost: $173,440.21

- 130,600 shares with an average purchase price of $1.33

3. Capitaland Ascendas REIT

- Total cost: $63,553.40

- 22,400 shares with an average purchase price of $2.84 

4. CapitaLand Integrated Commercial Trust

- Total cost: $46,783.36

- 21,600 shares with an average purchase price of $2.17 

BONDS (19.8%)

1. SIGNATURE Bond 

- Total cost: $83,073.92 

- Yield 6.21%

2. BGF China Bond 

- Total cost: $42,518.52

- Yield 5.20%

3. Fullerton Heritage (B) Bond 

- Total cost: $13,144.56

- Yield 5.63%

4. ASTREA8A Bond

- Total cost: $5,155.00 

- Yield 4.35%

5. Fullerton Heritage (B1) Bond

- Total cost: $4,284.54 

- Yield 5.56%

BANKS/OTHERS (2.5%)

1. OCBC

- Total cost: $16,511.03

- 1158 shares with an average purchase price of $14.26

2. SGX

- Total cost: $2105.32

- 206 shares with an average purchase price of $10.22

Dividend History: 

1. 2024 Q4: $10,705.91

2025 goal would be to increase the portfolio size to $850,000 with an average yield of 5.8% and above. My ultimate goal for my parents is a minimum portfolio size of $1,500,000, with an average yield of 5.8% and above by 2030. This should be achievable with several life/investment insurance policies reaching maturity in the next few years. I aim to add more bank stocks, particularly DBS, in 2025 if it reaches a reasonable price to balance out the portfolio. I really like Mapletree Industrial Trust as a good, strong REIT for stable, reliable, and high dividend yield (>6% at its current price of $2.21 as of Dec 2024). 

Hope everyone is having a lovely Merry Christmas!

See you next quarter.