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What Happened To Singapore Press Holdings?

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Singapore Press Holdings (SPH) is a large media and property company in Singapore. It used to be one of Singapore's most popular and stable stocks among investors. Fast forward to 2020, it has fallen extremely hard and is now infamous for its poor performance in the stock market over the years. Their share price has fallen drastically across the past 5 years from $4.18 per share to $1.07 per share. This is a huge share price depreciation and reflected how quickly investors are abandoning the stock. How exactly did this happen to one of Singapore's largest companies? Failure to AdaptOne of the key issues for SPH was its inability to adapt quickly to changes in technology in the 21st century. While other media companies were busy digitalizing their news platforms to accommodate the new generation of consumers, SPH was still focusing on the physical print versions. The management did not have the foresight and did not plan for the company's future adequately. They were not pr…

How My Friend Started Investing with $12k

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This post is detailing how one of my close friends, Daniel, started investing with $12k with no prior investment knowledge. I would be sharing his investment portfolio and background. It started in March when he developed an interest in investing after I told him that his money in his savings account was depreciating due to inflation and he should invest it instead to get higher returns. I advised him to read up more about the various investing strategies first and decide for himself which type of investor he wanted to be. Daniel researched and learned online from various sources including books like 'Rich dad, Poor dad' and 'The Intelligent Investor' (he recommends new investors read up these two books before they start their investment journey). After reading up for a couple of months, he decided that he wanted to be a dividend investor as he liked the idea of passive income and low-risk investments (compared to growth stocks). Upon hearing this, I introduced him to …

Comparing the Top 3 Banks in Singapore

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Banks make up a huge part of the Singapore investment scene and they are extremely popular among investors. They are attractive blue-chip stocks as they provide relatively high dividend yields and growth potential. Personally, I am looking to add some bank stocks to my dividend portfolio at the end of this year as I feel they are great long-term stocks for dividend investors. I will be analyzing the top 3 Singapore bank stocks using the following 5 financial terms:
1. Earnings Per Share (EPS): EPS shows how much a company makes for each share of its stock and is a good indicator of a company's profitability. You can read more about EPS here2. Returns On Equity (ROE): ROE measures how effectively a company is using its assets to generate profit and its a good indicator of the company's management proficiency. You can read more about ROE here3. Dividend Yield: Dividend yield shows much a company is paying out dividends to its shareholders. You can read more about dividend yie…

Top 3 Healthcare Stocks for COVID-19

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I have asked one of my close friends, Desmond*, to give his perspective regarding the potential of healthcare stocks in the Singapore market in the current COVID-19 pandemic. His investing strategy is very much different from mine. I prefer dividend investing where I invest in proven and stable companies for the long term while he's a growth investor who invests in companies that have the potential for high growth (which are healthcare-related companies in the current pandemic). He started investing in healthcare stocks in the Singapore market in June and has made a profit of 20% on his portfolio within 2 months. The purpose of this post is to show a new perspective on a different investing strategy (growth investing) and how it can work for different investors. There are many different types of investors and it doesn't matter which type you are as long as you are able to profit consistently with your investment strategy.Desmond's PerspectiveThe onset of the coronavirus 20…

Top 3 Passive Income Blogs You Must Follow

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As a new investor, it is often good to take a look at successful investment portfolios that you can emulate and learn from. Furthermore, it provides inspiration for yourself and shows that it is actually possible to achieve your financial goals as long as you are disciplined and consistent. You can find out many more Singapore investment blogs here. Here are the top 3 passive income blogs to inspire you.1. Lady, You Can Be FreeLady, you can be free is an extremely popular investment blogger in Singapore. Her investment portfolio consists of stocks in both the US and SG market. Her investing strategy consists of a mix of dividend stocks in SG and growth stocks in the US. She's a huge inspiration for beginner investors and shows that you can achieve financial freedom as long as you have a solid financial plan and stick to it. She has an impressive investment portfolio with more than $1 million exceeded in profits from her US portfolio and she received around $60k + in dividends for …

Why I Bought CapitaLand (C31) Recently

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Recently, I added around $2,600 worth of CapitaLand (C31) shares at $2.90 to my investment portfolio. I feel it is currently very undervalued and it is a good combination of a dividend and value stock currently.  CapitaLand is Asia's largest diversified real estate group and it has a large portfolio of properties and various REITs valued at more than $100 billion. It has a market capitalisation of $15 billion and is considered a blue chip stock that is included in the Straits Times Index Exchange Traded Fund (STI ETF). In my opinion, I feel that it is currently trading at a massive discount below its fair value of around $3.90. You can check out the various banks' fair value estimate of CapitaLand (C31) here. Here's my analysis of why I think CapitaLand (C31) is a good buy at its current price. Low Price to Book (P/B)CapitaLand has an attractive P/B ratio of 0.62 at its current share price of $2.86. The P/B ratio is used to measure the company's market valuation to its…

3 Step Guide To Build Your Own Dividend Portfolio

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Dividend investing is extremely popular and attractive in Singapore due to its relatively high returns compared to other countries in the SEA region. Singapore's stock market is famous for its niche of high-quality dividend stocks such as REITs and banks. Furthermore, dividends in Singapore are tax-free and are a good way to receive passive income. Who doesn't like seeing money enter their bank account regularly without working? It is one of many strategies to increase your income streams and helps you achieve your financial goals earlier. I would be explaining how you can create your own dividend portfolio as a beginner investor in Singapore.1. Determine your investment goalThe first step is to determine your financial goal such as how much you would want to receive from your dividend stocks monthly. For example, your goal could be to receive $1,000 monthly from your dividend stocks to supplement your income. That would add up to be $12,000 annually from your dividend portfol…